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Todd Bruce

VP of Mortgage Lending | NMLS: 157041

todd.bruce@rate.com | (586) 995-0571

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

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Partner with the Royal Real Estate Team  


Bring deep local insight and hands-on support to your next move in Metro Detroit. As experienced brokers and licensed residential builders, we offer dependable, full-service solutions for buyers, sellers, and investors—handling everything from seamless real estate transactions to comprehensive property management and rehabilitation.